Subwise
Every subscription you pay for,
in one place.
The average household quietly carries subscriptions it forgot about — a trial that converted, a service nobody uses, a price that crept up. Subwise finds them in your bank account, tells you before they renew, and helps you deal with them.
Australian-built. Bank connections use the Consumer Data Right — never your banking password.
Three steps, then it runs itself
Subwise reads your transactions, not your passwords. Connecting takes about a minute and you can disconnect at any time.
Connect your bank
Securely link the accounts your subscriptions come out of, through Australia's Consumer Data Right. Read-only, and revocable whenever you like.
See what you're actually paying
Subwise detects recurring charges across your accounts and lays them out — what, how much, how often, and what it adds up to over a year.
Cut what you don't want
Get a heads-up before each renewal, step-by-step cancellation guidance, and help drafting a message when a better rate is worth asking for.
Built to answer one question: what am I still paying for?
- Automatic detection. Recurring charges are picked up from your transaction history — including the ones with cryptic merchant names you'd never recognise on a statement.
- Renewal reminders. A notification before the charge lands, not a nasty surprise on your statement afterwards.
- Price-rise alerts. When a subscription quietly costs more than it did last time, Subwise flags the change.
- Cancellation help. Where to click, who to contact, and what to say — per service, rather than a generic checklist.
- Multiple accounts and banks. Subscriptions rarely live on one card. Connect several and see the whole picture together.
- Honest numbers. Savings are calculated from what you actually cancelled — no inflated "potential savings" headline.
Read-only access, on a framework designed for it
Australia's Consumer Data Right (Open Banking) exists so apps like Subwise can read your transaction data with your explicit consent, without ever handling your banking credentials.
What that means in practice
We never see your banking password. You authorise the connection with your bank directly. Subwise receives data, not credentials.
Access is read-only. Subwise cannot move money, make payments, or change anything in your accounts.
Consent is yours to withdraw. You choose which accounts to share and for how long, and you can stop sharing at any time — from inside Subwise or through your bank.
Data is encrypted in transit and at rest, and we delete the data we hold when you withdraw consent or close your account.
Questions, or want to know when we launch?
Subwise is in final preparation ahead of release. Email us and we'll let you know the moment it's available — or answer anything you'd like to ask first.